South Florida Video Production Studio (servicing Miami, Fort Lauderdale and the Palm Beaches) takes a look at consumer spending this holiday season.  We welcomed nationally syndicated columnist and personal finance author, Terry Savage, to our state of the art HD studio in beautiful, downtown Fort Lauderdale!  Terry was our studio guest on CNN’s New Day, giving her expert analysis on what sparked this season’s strong numbers in consumer spending.  Terry describes 2014 as the year of the markets, record high in the stock markets and low interest rates. Looking ahead to 2015, Terry predicts the upcoming year to be “the year of the consumer”  with the catalysts being lower energy prices (both at the pump and with home heating bills).  Terry Savage is the author of several financial books, including “The Savage Truth on Money.”